Does Home Warranty Cover Garage Door

Does Home Warranty Cover Garage Door?

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances. These systems and appliances typically include the heating and cooling system, plumbing, electrical system, major kitchen appliances, and the garage door.

Home warranties are typically purchased by homeowners to protect themselves from the financial burden of unexpected repairs. The cost of a home warranty varies depending on the coverage level and the size of the home. However, the average cost of a home warranty is between $300 and $600 per year.

Most home warranties cover the repair or replacement of the garage door and its components, including the motor, springs, and tracks. However, some home warranties may have exclusions for certain types of garage doors or components. For example, some home warranties may not cover the repair or replacement of a garage door that has been damaged by an accident or natural disaster.

If you are considering purchasing a home warranty, it is important to read the policy carefully to understand what is and is not covered. You should also ask your insurance agent about any exclusions that may apply to your garage door.

Here are some additional things to keep in mind when it comes to home warranties and garage doors:

Home warranties typically do not cover the cost of routine maintenance or repairs. For example, if your garage door needs to be lubricated or adjusted, you will likely have to pay for this service yourself.

Home warranties may have a deductible that you will have to pay before the warranty company will cover the cost of repairs. The amount of the deductible will vary depending on the home warranty company and the coverage level.

Home warranties typically do not cover the cost of cosmetic repairs. For example, if your garage door is dented or scratched, you will likely have to pay for the cost of repairs yourself.

If you have any questions about whether or not your home warranty covers your garage door, you should contact your insurance agent or the home warranty company.